ITC clearance process, it is necessary to check your credit record and establish where the problems are.
Once you’ve received your credit report, you should make sure it does not show any inaccurate information,
and if it does, this needs to be disputed. As a South African, you’re entitled to a free credit report once a year, and this will detail your credit history, all loans (current or in the past), and adverse listings which
include judgements, defaults, debt review, administration orders, as well as sequestration and
rehabilitation orders. Depending on which adverse listing it is, this can stay on your credit report for
anywhere from 1 to 10 years.
