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Debt review is a legal process where a debt counselor negotiates with creditors to reduce monthly payments and create a manageable repayment plan.
How long does debt review typically take?
Debt review typically takes 36-60 months, but the duration can vary depending on individual circumstances.
What is debt review removal?
Debt review removal is the process of exiting the debt review program once the debt has been repaid or a settlement has been reached.
Can I remove myself from debt review early?
Yes, you may be able to exit debt review early if you can prove that you can manage your debt independently.
How much does Krisxa charge for debt review?
The prices start from R2500 depending on the profile.
What is ITC clearance?
ITC clearance is the process of removing negative listings, such as judgments and default listings, from your credit report.
How long does ITC clearance take?
ITC clearance typically takes 21 days.
What are the benefits of ITC clearance?
ITC clearance can improve your credit score, making it easier to obtain credit in the future.
Are these services not too expensive?
From as little as R2500 we kick it off, depending on your profile.
What is the typical cost of ITC clearance?
The cost of ITC clearance can vary depending on the complexity of your credit report and the specific services required. However, we strive to offer competitive and affordable rates.
What is included in the ITC clearance fee?
The ITC clearance fee typically covers the cost of obtaining your credit report, analyzing your credit history, disputing inaccurate information, and assisting with the removal of negative listings.
What is an administration order?
An administration order is a court order that allows a debtor to repay their debt in affordable monthly installments.
How can I get removed from an administration order?
You can apply to the Magistrate's Court to have the administration order rescinded if you can prove that you can afford to pay your debts.
What is prescribed debt?
Prescribed debt is debt that has been outstanding for a certain period (usually three years) and can no longer be legally claimed.
How can I check if my debt is prescribed?
You can consult with a legal professional or a debt counselor to determine if your debt is prescribed.
What is corporate debt recovery?
Corporate debt recovery involves strategies to help businesses manage and reduce their debt.
Is Krisxa a national company?
Yes, Krisxa has a national footprint and operates throughout South Africa.
How much does Krisxa charge for its services?
The fees for Krisxa's services vary depending on the specific service and the complexity of the case.
How can I contact Krisxa?
You can contact Krisxa through our website fill out the contct form we will call you back or alternatively call u on the number on our website.
Is Krisxa a reputable company?
Krisxa is a reputable company with a proven track record of helping people with debt. Check out our testimonials section or contact us for references.
Can Krisxa guarantee that my debt will be resolved?
While Krisxa cannot guarantee a specific outcome, they can provide expert advice and assistance to help you manage your debt effectively.
Does Krisxa offer any free consultations?
Yes, we offer free initial consultations to assess your financial situation and discuss potential solutions.
How can I get a quote for your services?
You can contact us directly to schedule a free consultation, where we can provide you with a personalized quote.
What factors determine the cost of your services?
The cost of our services is determined by several factors, including the complexity of your financial situation, the amount of debt you owe, and the specific services you require.
"Krisxa was a lifesaver! I was drowning in debt and had no idea where to turn. They helped me create a manageable repayment plan and guided me through the entire process. I'm so grateful for their expertise and support."
"I was skeptical at first, but Krisxa exceeded my expectations. They were professional, efficient, and compassionate. Thanks to their help, I'm finally debt-free and can look forward to a brighter financial future."
"I was overwhelmed by my debt and felt hopeless. Krisxa provided clear guidance and practical solutions. Their team is knowledgeable and always available to answer my questions. I'm so relieved to have found them."
"Krisxa helped me navigate the complex world of debt review and ITC clearance. They were patient and explained everything in easy-to-understand terms. I'm so thankful for their expertise and support."
"I was hesitant to seek help with my debt, but Krisxa made the process smooth and stress-free. They were always there to listen and offer advice. I'm so grateful for their understanding and professionalism."
"Krisxa's team is incredibly dedicated and hardworking. They went above and beyond to help me resolve my debt issues. I'm so impressed with their level of service and commitment."
"I was worried about the negative impact of my debt on my credit score. Krisxa helped me improve my creditworthiness and secure a much-needed loan. I couldn't be happier with the results."
"I thought my financial situation was hopeless, but Krisxa gave me a second chance. They provided me with the tools and knowledge to take control of my finances. I'm so grateful for their guidance and support."
"Krisxa's friendly and approachable staff made a difficult situation much easier. They were always willing to go the extra mile to help me. I highly recommend their services to anyone struggling with debt."
"I'm so relieved to have my debt under control thanks to Krisxa. They've given me peace of mind and hope for the future. I'm confident that I can achieve my financial goals with their help."
